Rates and Disclosures

Our product is designed to put money in your pockets. Different credit levels require slightly different pricing for customers.


Happy Fast Cash LLC obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov

Loans or extensions of credit obtained through installment or payday loans are not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing rather than paying the debt in full when due will require the payment of additional charges

Please call us at 800-213-2613 and your Happy Fast Cash loan officer will provide you of the exact rate, fee and payments for your loan.

Returned item fee of $30.00 will be applied to dishonored checks. Late Payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due.

An advance of money obtained through a cash advance or auto title loan is not intended to meet long-term financial needs. A cash advance or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.

This Site may be accessed from countries other than the United States. This Site may contain products and services or references to products and services, which are not available outside of the United States. Any such references do not imply that such products will be made available outside the United States. If you access and use this Site outside the United States you are responsible for complying with your local laws and regulations.

Happy Fast Cash only operates in the State of Texas.